“KAMURJ” Universal Credit Organization was established On April 27, 2010.

"KAMURJ” UCO during its perennial activity supported people engaged in small business, small farms. The company's mission is to provide available financial and business supporting services to vulnerable families as well as improve social-economical conditions of people of small and micro enterprises. Their vision is to become a leading micro-financial organization in Armenia to implement assistance to vulnerable families and people engaged in small business. The company will also provide durable and long-term opportunities in rural and urban areas to get financial and non financial services.

In 2025, the sole shareholder and significant participant of “KAMURJ” UCO CJSC is “AGENCE FINANCE” CJSC.“